Know what cash is available, restricted and committed — right now.
ZenBank sits above banks, ERP, debt schedules and governed documents to classify every rupee, reconcile activity and give leaders one source-linked financial position — without replacing the systems they already run.
Replaces spreadsheet-driven treasury operations. Agents run continuously. Every decision is logged in an immutable audit trail.
- Bank balances · 38 accounts₹274.56 Cr
- Restricted (RERA escrow)−₹38.90 Cr
- Committed (approved payables)−₹21.60 Cr
Illustrative demo data · not customer results
Your cash position is 72 hours old when it arrives.
Balances sit across banks, entities, escrow accounts and spreadsheets, each refreshed on its own cycle. ZenBank reads them all into one read-only view that updates as money moves.
- HDFC12 accounts09:14 today
- ICICI9 accounts08:02 today
- Axis7 accountsYesterday
- SBI6 accounts2 days ago
- Kotak4 accounts3 days ago
- Escrow registerRERA · 12 projectsMonth-end
- SAP payablesApproved APLast close
- Treasury sheetManual entriesUnknown
- HDFC12 accountsConnecting…
- ICICI9 accountsConnecting…
- Axis7 accountsConnecting…
- SBI6 accountsConnecting…
- Kotak4 accountsConnecting…
- Escrow registerRERA · 12 projectsConnecting…
- SAP payablesApproved APConnecting…
- Treasury sheetManual entriesConnecting…
Also connects: Tally · Oracle · Salesforce · State RERA portals · Excel & CSV. Your connector list is confirmed during scoping.
From bank feed to posted entry in six steps.
Pick a step to see what ZenBank does there, what it produces and the evidence it keeps.
Five source classes become one read-only financial view.
Sync time, source owner and original record stay attached.
Ask a question. Get the number and where it came from.
Answers are computed from source data and carry the records behind them. Pick a question to run it.
Four agents do the routine. Your team approves what matters.
Each agent owns one job. Anything that moves money or changes the books waits for your sign-off.
Reconciliation
Matches bank to ledger, continuously
Auto-match · posting needs L1- 12,481 transactions checked
- 3 exceptions isolated
- Scored on amount · payer · date
Cash positioning
Finds idle cash, drafts sweeps
Drafts only · you approveLoan guardian
Watches covenants and expiries
Alerts before a breachForecast & briefing
13-week outlook and morning brief
Low confidence held for reviewA day with ZenBank.
The CFO, the treasury head, the controller and the promoter work from the same live position. Here is the screen each of them opens, and what they get from it.
Good morning, CFO
Tuesday · 08:30Overnight, agents matched 312 receipts and drafted 4 Tally entries. ₹9.43 Cr sits idle, and a sweep to a liquid fund is ready. One bank guarantee expires in 21 days.
What the agents reconciled overnight, the sweep worth approving and the facility that needs attention, in one paragraph.
Illustration based on the ZenBank product · example figuresWhat finance teams ask first.
Short answers to the six questions we hear on every first call.
Can ZenBank change our books?
Not on its own. It is read-only by default and posts entries only after an L1 / L2 approval.
Does ZenBank move money?
No. Agents draft sweeps and payment instructions. Execution stays in your own banking channels.
Does it replace our ERP or banks?
No. It sits above them, reads their data and posts approved entries back. Your systems of record stay.
Which systems does it connect to?
HDFC, ICICI, Axis, SBI and Kotak · SAP, Tally and Oracle · Salesforce · state RERA portals · Excel. Confirmed at scoping.
Is it only for real estate?
Real estate is where we started, so escrow, projects and SPVs work out of the box. It fits any multi-entity business.
How is pricing structured?
By the number of entities, connected systems and agents. We scope it with you on a demo call.
Something else? Ask us on a demo call →
NEXT · 07See it on your own treasuryBook a walkthrough on your banks, entities and projects.One cash position. Every entity. Every account.
See ZenBank run on a working multi-entity treasury.
Using ZenCollect? Its predicted collection dates feed ZenBank's 7, 30 and 60‑day forecasts. Explore ZenCollect →